Indexed Annuities in West Virginia
Participate in market gains while protecting your principal. AG Insurance helps West Virginia residents find fixed indexed annuities (FIA) for retirement income.
304-459-2555What Are Indexed Annuities?
A fixed indexed annuity (FIA) links your returns to a market index like the S&P 500 while protecting your principal from market losses. You participate in market gains up to a cap, but your money is protected when the market falls.
- Participate in market gains up to a cap or participation rate
- Principal protected from market losses
- Tax-deferred growth
- Lifetime income options
- Death benefit for beneficiaries
Fixed Indexed Annuity vs. Fixed Annuity
Fixed indexed annuities offer the potential for higher returns than traditional fixed annuities while still providing principal protection. The tradeoff is that returns are capped or limited by a participation rate.
Frequently Asked Questions
Are indexed annuities safe?
Indexed annuities are considered safe because your principal is protected from market losses. However, they are insurance products, not bank deposits, so they are not FDIC insured. They are backed by the financial strength of the issuing insurance company.
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AG Insurance & Financial Solutions | 304-459-2555 | Huntington, WV